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Professional indemnity insurance

All financial ANMF (Vic Branch) members receive professional indemity insurance (PII), including $10 million protection for a negligent act and coverage for legal expenses.

PII is important for all health professionals as any practising nurse, midwife or carer could:

  • be wrongfully accused of unprofessional conduct in administration and clinical roles
  • mistakenly give the wrong drug to a patient
  • fail to accurately carry out all instructions for care in a busy ward
  • be involved in a court case, even if only indirectly, or witness an incident
  • make a mistake due to workload stress, insufficient information or for any other reason.

PII is a requirement of registration. The Health Practitioner Regulation National Law places the specific obligation on registered nurses and midwives not to practise unless they know appropriate professional indemnity insurance is in place in relation to their practice.

Certificates are uploaded to the Member Portal on the 1st July each year to assist full financial ANMF (Vic Branch) members demonstrate that they meet national registration requirements.

Nurses and midwives who do not have appropriate PII may be exposed, in the event of negligence, to both the potential for uninsured civil liability and the costs of defending a charge of unprofessional conduct through the Australian Health Practitioner Regulation Agency.

ANMF PII means if you are sued for negligence, malpractice or for damages arising from a public liability claim you are protected.*

ANMF PII also covers you for separate legal representation before the Coroner's Court if required.

Only financial members of the ANMF (Victorian Branch) are covered by ANMF PII.*  Your fees must be up to date at the time of an incident of concern.  To make sure you are a financial member switch to a direct debit payment plan. Download a direct debit form.

Further details are available on request.

*Cover does not extend to midwives in independent practice or student members not working in the industry who are paying a subsidised membership rate of $50 per annum. Exclusions also apply to Botox therapy; laser therapy; osteopathy, chiropractic or manipulative therapy; dishonesty, fraud and criminal acts; and in relation to services rendered by any person while under the influence of intoxicants or drugs.